Youth Banking

Kids & Teen Accounts

Kick-Start Savings Account

From birthday money to allowance, Kick-Start savings makes it easy for kids to save and learn, with you by their side.

Account Features

Earn 0.10% APY*
No monthly maintenance fee or balance requirements
Annual $500 Back-to-School Raffle**
Joint ownership with a parent, grandparent, or guardian (with a Savers Bank account)

Propel Student Checking Account

Designed for kids 12+, Personalize their first debit card for free, manage spending and savings right in the app. Parents get their own login with alerts, activity tracking, and card controls to guide smart money habits every step of the way.

Account Features

Personalized Debit card
Mobile banking
No monthly maintenance fees or balance requirements
Joint ownership with a parent, grandparent, or guardian (with a Savers Bank account)

Propel Student Checking Account is available to minors age 12 – 18 with a parent or guardian as a joint owner. The account must be opened in-branch with both the parent/ guardian and student present. Parent/guardian must have or open a new Savers Bank checking account and enroll in or be enrolled in Online Banking. Minimum to open the account is $10. No monthly maintenance Fee. No minimum balance required to maintain the account. Interest is not earned on this account. No transaction limitations apply to this account. Overdraft Protection is not available for this account. Some charges associated with account are reduced; see fee schedule for details. Once an account holder reaches their 19th birthday this account will automatically convert to a Simply Better Checking.

*Annual Percentage Yield (APY) accurate as of 11/1/2025. Rates are variable and may change after account opening. Minimum balance to earn APY is $10.

**All Kick-Start account holders ages 0-17 who have a deposit made to their Kick-Start accounts during the calendar year are automatically entered into the raffle. Deposits of interest or dividends earned do not count for the deposit. The raffle drawing will be conducted each year no later than the 15th of July. Accounts must have a positive balance and all account holders must be in good standing at the closing of each drawing period and have had at least one deposit during the year. Only activity on the savings account will be looked at – checking accounts and certificates of deposit are not eligible. Each year, one (1) winner will be chosen and awarded a gift card in the amount of $500 USD. Each winner will be randomly selected from all participants in the yearly drawing. Winners will be notified via telephone, email, or standard USPS mail. Prizes are non-transferable. Winner is solely responsible for all applicable federal, state and local taxes and any expenses associated with the prize, unless otherwise indicated. Savers Bank reserves the right to cancel or modify this program at any time.

Good Money Habits Start Early

Youth Banking

Good Money Habits Start Early

Kids & Teen Accounts

Kick-Start Savings Account

Propel Student Checking Account

Financial Resources for Students, Families, and Educators

Financial Resources for Students, Families, and Educators

SAGE Scholars Tuition Rewards Program

Good Money Habits Start Early

Youth Banking

Good Money Habits Start Early

Kids & Teen Accounts

Kick-Start Savings Account

Propel Student Checking Account

Financial Resources for Students, Families, and Educators

Financial Resources for Students, Families, and Educators

SAGE Scholars Tuition Rewards Program

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