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Buy, Build or Refinance

Mortgages & Home Equities

Buy, Build or Refinance

We’ll help you find a home loan that fits your budget and supports your goals.

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Fixed Rate Mortgage

Lock in a fixed rate and consistent monthly payment with options for purchases, refinances, and construction.

Features

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  • Fixed rate and payment for the life of the loan
  • Flexible terms available
  • Jumbo loans offer one rate, one loan, no maximum loan amount
  • Available for purchase, refinances, and construction
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Adjustable Rate Mortgage

With rates and payments that adjust over time, an ARM is a smart option if you expect to move or refinance in a few years.

Features

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  • Various terms available to fit your needs
  • Available for purchases and refinances
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Construction Mortgage

These loans offer flexible terms and a streamlined process to help you create the home you’ve always wanted.

Features

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  • Fixed rate throughout the construction phase and for the entire term of the mortgage
  • Financing offered for up to 90% of the value of the home
  • Act as your own general contractor
  • Pay interest only during construction
  • Flexible construction periods
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Land Loans

Whether you’re purchasing land for a home or refinancing a lot, our Land Loan offers competitive terms and a simple process to get you closer to your dream.

Features

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Loan Highlights:

  • Easy Online Application
  • Fixed Rate for up to 15 years 
  • Available for both purchase and refinance
  • No Prepayment Penalty 
  • Buildable lot
  • As little as 25% down on purchase price of the lot

Loan Details:

  • Borrow up to $400,000
  • No escrow for taxes or insurance
  • No prepayment Penalty

What You’ll Need to Get Started:

  • Letter from the City/Town confirming the lot is an approved building site
  • Percolation Test (if applicable)

First-Time Homebuyer Benefits

As a first-time homebuyer you may qualify for advantages such as reduced closing costs, down payments as low as 3%, down payment assistance and reimbursement for Homebuyer Education.  

Our lending experts help you explore your options and find the financing that makes homeownership possible.

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Save More with Our Rate Discount

Save More with Our Rate Discount

Our mortgage rates include a .25% rate discount when you set up automatic mortgage payments from your Savers Bank checking account.*

Buying, Refinancing, or Just Looking? Let's Talk.

Answer a few quick questions and we'll connect you with one of our local mortgage experts to help you take the next step.

Skip the Form.
Text Instead.

Your time matters. Prefer to text? Send us a message and get quick answers from a local lender.

Text Tania at 774.334.0226

Home Equity Loans

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Home Equity Line of Credit

Tap your home’s equity for a revolving line of credit you can access anytime by writing a check. Ideal for emergency repairs, college tuition, or home renovations. Pay interest only on what you use with flexible repayment options.

Features

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  • No closing costs
  • Adjustable rate equal to the WSJ Prime Rate as published on the last business day of each month
  • Flexible payment options
  • No prepayment penalty— pay your principal down to $0 anytime
  • Check access to funds
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Home Equity Fixed Rate Loan

Access your home’s equity with a fixed rate, fixed term, and fixed monthly payment for the life of the loan—ideal for one-time purchases or debt consolidation.

Features

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  • Fixed interest rate
  • Monthly principal & interest payments
  • Flexible terms available
  • No closing costs other than the appropriate registry recording fee

Visit our mortgage center for tools and resources to help with making the best choice for you or to apply online.

Meet our Local Lenders.  
Like-minded and community-focused people that live here, too.

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Glenda Soto-Rodriguez

Residential Lending Specialist

NMLS #2447614
Phone 774-230-8733
Toll Free 877-247-1815
Email gsrodriguez@saversbank.com

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Tania Thomas

Assistant Vice President, Mortgage Sales Manager

NMLS #1548882
Phone 508-782-8074
Toll Free 877-247-1816
Email tthomas@saversbank.com

Please Read Before Applying

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Savers Bank does not share data with other lenders; however, once an application is submitted, the three credit bureaus will pull a credit report for underwriting purposes. This action will be noted as an inquiry on your credit file. The credit bureau service may send along an alert of your inquiry to other lenders who request information that meet their parameters for a loan. This service is provided by the credit reporting agencies and NOT Savers Bank. As a result, you may be contacted from other lenders unless you opt out from all three of the credit reporting agencies. If you do not want to receive contact from any other lender, please see the instructions below and opt out prior to applying. The bureaus will take up to 5 days to have it take effect.

To remove your name (opt out) from unsolicited, prescreened mailing lists for all three nationwide consumer credit reporting agencies, please contact:

National Do Not Call Registry

The Federal government created the national registry to make it easier and more efficient for you to stop getting telemarketing calls you don’t want. You can register online at www.donotcall.gov or call toll-free, 1-888-382-1222 (TTY 1-866-290-4236), from the number you wish to register. Registration is free.

The Federal Trade Commission, the Federal Communications Commission, and the states are enforcing the National Do Not Call Registry. Placing your number on the registry will stop most, but not all, telemarketing calls.

AS A REMINDER: If you have a credit freeze, please contact the credit bureau prior to applying for a loan to temporarily remove the hold so that your credit may be pulled. Temporary freeze removal is only good for 24 hours.

Customer Service 800.649.3036