Overdraft Protection

Overdrafts happen. When your available balance falls short, our overdraft protection options help cover transactions and reduce the chance of declines, so you can bank with confidence.  Choose from the options below to find the right solution. 

OverdraftTransferIcon.png

Overdraft Transfer

When a transaction overdraws your account, an automatic transfer of available funds from your savings account will be made to cover the transaction.

PlatinumOverdraftIcon.png

Platinum Overdraft® Service

A courtesy service for checking accounts in good standing through which we may authorize and pay overdrafts for checks, ACH transactions, and automatic bill payments.

OverdraftLineofCreditIcon.png

Overdraft Line of Credit

Transactions that overdraw your account will be paid with a single transfer using available funds from a line of credit attached to your checking account.

Account Features

+

Subject to credit approval

Advances in increments of $100

Low minimum repayments – 5% of the balance or $25, whichever is greater

Monthly payments of current amount due will be automatically deducted from your specified account

Tips To Avoid Overdraft Fees

AccountAlertsMockup2.jpg

Set Up Direct Deposit

Set up text alerts through mobile and online banking to be notified when your balance is low, and to monitor specific transactions.

Track Your Balance

Log in to Online and Mobile Banking regularly to check your available balance and account activity. Remember to consider any outstanding checks or scheduled payments that haven’t cleared your account yet.

Set Up Direct Deposit

Have your paycheck automatically deposited in your account to get faster access to funds on payday and ensure your money is available when you need it.

Customer Service 800.649.3036